Personal Financing
Commercial Leasing
Payment of your Tanning Bed

We proudly accept Visa, MasterCard, American Express and Paypal.  We also accept Wire Transfers and Bank Drafts for your convenience.
Financing

We are pleased to offer financing through Homeworks Financing and TD Canada Trust.  We offer low interest options as well as variable or fixed payment plans depending on the amount borrowed.  Credit applications can typically be approved within a few hours OAC.  Please note that payment terms, interest rates and offerings are subject to change without notice.

To apply for financing please download our application form:






Fax this form to our office at (866) 779-1458 along with your email address and we will contact you electroncially with the results of your application.  Your approval terms are good for 90 days and you are not obligated in any way.

Financing Terms Available:

We have both fixed rate and variable rate plans. 





Variable Rate plans offer the lowest interest rate and the loan term and amortization can be extended for up to 120 months.  The minimum that you can be approved on is $5,000 and interest rates start at prime plus 1.25%.





Fixed Rate plans offer a resonable interest rate with a maximum loan term of 60 months and a total overall amortization period of 120 months.  Loans under the fixed interest rate plan can be approved for amounts as low as $1,000.  Interest rates start at 7.35%.






TD Bank current prime rate of interest is 2.25%
If you are a salon owner, leasing is an ideal way to go.  There are many benefits to leasing:

KEEP YOUR BANK AND OTHER CREDIT LINES OPEN
  • Manage your resources with off Balance Sheet Financing
  • Leasing does not affect your Debt : Equity

LOCAL CREDIT APPROVAL
  • Credit decisions are handled by locally by Lease Link. Decisions are made by people local to you – not the other side of the country.
  • You can talk to the people making the decisions!

PAY AS YOUR EARN MONEY WITH THE EQUIPMENT
  • Pay for the equipment with the profit it produces not your built up equity
  • Lease payments are fixed and therefore inflation proof

LEASE PAYMENTS ARE INFLATION PROOF
  • Lease payments are fixed will never change (unless you choose variable rates)

OVERCOME BUDGET LIMITATIONS
  • Low monthly lease payments that will fit into your budget

SAVE CORPORATE TAXES
  • The entire lease payments may be tax deductible.

DEFER THE G.S.T. / H.S.T.
  • The G.S.T./H.S.T. is not paid up front but spread out over the term the lease.
  • The monthly GST / HST remains as an ITC for you.
  • You will benefit from any future GST / HST reductions.

P.S.T. DEFERRAL
  • The P.S.T. is paid on each payment vs. paying at time of sale
  • You will benefit from any future changes to the local PST.

AVOID OBSOLETE EQUIPMENT
  • Trade up or upgrade your equipment at any time

FLEXIBLE PROGRAMS
  • Select the terms and payment options tailor made to fit your budget, Annual, Semi-Annual, Quarterly, Monthly, Bi-Monthly
  • Ask us today about our STEP Programs (Letting the payments gradually increase to give you the opportunity to ramp up sales with your new equipment)
  • Is your business seasonal? We offer both seasonal and true skip programs.


Contact us now and we will have our leasing representative contact you!